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Empowering a new generation of embedded finance experiences

We’ve been pioneering innovations and pushing boundaries ever since we were founded. Today we’re leading the way in making financial products and services digital and embeddable, enabling deeper and richer customer experiences with the brands people love.


Pioneering embedded finance. Powering amazing experiences.

Working in fintech since the 1990s, our founders gained valuable experience of building successful companies and identifying new opportunities. In 2016 they created Railsbank (now Railsr), assembled a talented team and began building our world-class platform. Together we’re committed to realising our ambition of embedding financial services for brands who want to build deeper engagement with their customers.



Railsbank (now Railsr) is founded by Nigel Verdon and Clive Mitchell

 Nigel Verdon and Clive Mitchell are serial fintech entrepreneurs. Nigel previously established Evolution and Currency Cloud, among other successful and award-winning companies. Originally founded in London, Railsr has since expanded across Europe, SE Asia, Australia and the US.

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mission & vision

We use embedded finance to enable a world of richer finance experiences with the brands people love.

To enable any business or brand to rapidly prototype, launch and scale financial products that are directly embedded within their own user experience.

We will achieve this by democratising access to finance through replacing legacy industry infrastructure and being a simple to use turnkey platform.


We work with some of the world’s most adventurous brands to deliver the richest experiences for their customers.

Meet our Senior Leadership Team and discover how their commitment and experience are shaping our company today.

Philippe Morel is the CEO of Railsr. He was the CEO of SETL for four years, until its acquisition in early 2023. Prior to SETL, he was Global Head of Boston Consulting Group’s Capital Markets Practice, EMEA Leader for BCG Private Equity and Principal Investors Practice, and Chairman of the Board of Expand. Philippe has over 25 years of experience in financial services, advising corporates and financial institutions on their strategies, organisation and change management. He holds an MBA from Harvard Business School and a BSc from HEC (Paris).



A financial services pioneer, Louisa was one of CIBC and Barclays Bank’s first female traders. Now a highly experienced payments, fintech and digital asset specialist, Louisa combines her keen eye for profitability with a commitment to nurturing and supporting the Railsr team through our rapid growth.

She strongly believes in good communication, learning to prioritise, and helping every individual recognise and develop their own special talents. When not encouraging our team to reach for the stars, Louisa’s competitive nature finds her hitting aces on the tennis court or hiking along the Suffolk Coast.


Philip Hammond is a Former Chancellor of the Exchequer in the government of the United Kingdom, and was appointed as Chair of Railsr in February 2024.

Philip, Lord Hammond of Runnymede

Chair of the Board

Philip, Lord Hammond of Runnymede
Philippe Morel

Chief Executive Officer

Philippe Morel
Louisa Murray

Chief Sales Officer

Louisa Murray
Alex Kotenko

Chief Technology Officer

Alex Kotenko


Tomas is a Risk, Compliance and Anti-Financial Crime leader with 30+ years of international experience delivering regulatory change and best practice for traditional banks and investment firms such as Citigroup, Bank of America Merrill Lynch, AllianceBernstein and C. Hoare & Co. and digital neo-banks and crypto firms such as N26, Allica Bank and Xapo.

Tomas Hazleton

Chief Risk & Compliance Officer and MLRO

Tomas Hazleton
Tarun Sachdeva

Chief Strategy Officer

Tarun Sachdeva
Jenny Trist

Chief People Officer

Jenny Trist


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Come and join an amazing team…

At Railsbank we’re the global banking and compliance platform on which the world’s most innovative brands build their business. Our people are the ones who make it happen. We’re passionate about creating an inclusive and rewarding environment where everyone can bring their true selves to work. We’re all striving towards a common goal, yet we value everyone’s uniqueness and give everyone a voice. In fact, our truly global team speaks more than 39 different native languages, and represents humanity in all its richness and diversity.


Come and show us what a Railsbank person can be.

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