Railsbank is now Railsr
The world has reached an inflection point. A time of radical digital transformation. The pandemic accelerated a decade of change into a single year. Consumer expectations have evolved dramatically across all ages, and their desire for experiences is more urgent than ever. Yet while we live in a universe of amazing customer experiences, the finance industry is still stuck in a world of products and transactions...
At Railsr we believe...
Consumer behaviour drives everything.
Consumers want frictionless, fun experiences, not finance.
People do not dream of car loans they want an amazing car buying experience (that just happens to have a loan embedded).
People want to enjoy their coffee and not have to queue and pay (paying should happen in the background, unseen).
RELAX... IT'S RAILSR
A transformed employee experience with quicker recruitment, higher retention rates, more overtime take-up and better financial wellbeing.
See what you too can do
with embedded finance experiences
IT'S ALL ABOUT YOU - AND THAT MAKES US HAPPY
Embedded Finance Experiences - delivered seamlessly
Wallets & Accounts
Debit, pre-paid, credit, & virtual cards
Buy Now Pay Later
The Railsr platform is a new approach for any company (for example, fintech, sports club, retailer, brand) wishing to harness the power of embedded finance experiences for consumer engagement, rewards, data and revenue.
Finance capabilities, such as digital wallets, payments, rewards, loyalty points or cards are simple for us to create and combine into an embedded finance experience that integrates directly and seamlessly into your brand and digital journey.
Clunky finance white labels and co-branded solutions are a thing of the past with the Railsr platform. We respect that your customer journey is super important to you, which is why we provide powerful APIs that keep us behind the scenes and hero of your digital journey.
If you have an embedded finance use-case, it is highly likely the Railsr platform has the APIs for you to build it and realise your ambition.
A SET OF SIMPLE OFFERS TO TAKE YOU ON A "LEAN STARTUP" JOURNEY
Designed to help you learn, prototype, launch and scale your embedded finance experiences, whether a start-up, scale-up, brand or well established company.
learn about our APIs and how they can be used to solve some simple embedded finance use-cases
PLAY SANDBOX API
fake money sandbox to write code against our fully functional platform
try out your use-case using real money and real bank accounts to see what a real embedded experience might be
LIVE SANDBOX API
a real money sandbox with account, value and transaction restrictions
free (2 months)
prototype your customer experience to get real customer feedback and demonstrate value to those that matter
the full live API restricted to virtual cards and the number of end-users
start generating revenues with real customers by launching your Minimal Viable Product (MVP) into the market
the full live API restricted to usage within a single country or region (e.g. EU)
scale your experience with one partner and one API. Speed to market couldn't be easier by providing you with access to multiple countries
the full live API enterprise enabled for products, usage and countries
YOU FOCUS ON YOUR CUSTOMERS AND NOT THE BORING STUFF
We did the hard yards - just for you
To make things even simpler for you, each embedded finance product (banking, cards, credit, rewards) on the platform has pre-packaged together the near 100 complex integrations, including the commercial agreements, global financial operations, regulatory and payment scheme licences and finCrime monitoring. All the "boring stuff" is expertly handled by the Railsr turnkey platform powered by our proprietary technology. And remember, we are unique in having done this for you globally.
Therefore, you only need to integrate a single API and manage a single commercial agreement, freeing you up to focus your super valuable time (and your investors money) on your customer, your value proposition and your customer experience.
The high costs and operational complexity traditionally imposed by many middlemen is removed by the Railsr platform, because it is a fully vertically integrated stack, all the way from your customer into a central bank (for example, The Bank of England) or payment scheme (for example, Visa or Mastercard).