
Why Railsr?
Your business with our Credit Card as a Service (CCaaS)
We solve the complexity of managing the technology and operations of a fully compliant credit card. Bringing the best-in-breed issuing, processing, servicing and everything else you’d need for a fast, modern and personalised credit card offer.
Letting you focus on your brand and the final mile - designing a look, feel, and rewards proposition to grow your business.




Engaging Experiences
Accelerate your build without compromising identity. Build in your own app by utilising prebuilt design toolkits with pre-approved disclosures or go with a standalone white label app. Either way, you save months on the build.
Custom Rewards
Customise the rewards you offer to drive user engagement and attachment. The most effective rewards are personalised. Our Rewards platform powers a unified loyalty experience across your credit and other product lines by seamlessly tracking and rewarding positive behavior.
Data-Driven Insights
Railsr insights dashboards and data feeds provide access to purchase data that informs a deeper understanding of your customers, their purchase habits, and their relationship with your competitors and potential strategic partners.
Marketing Support
Quickly prototype and test customer reactions to your value proposition and promotions
Grow your business with the help of seasoned Railsr credit experts and our marketing as a service offer.
Embedded Experience
Control the member experience leveraging simple APIs and pre-approved toolkits.
Your brand, from end to end.
Growth Tools
Customisable rewards programmes drive usage, engagement, build brand loyalty, and increase revenue over time.
Use Data Insights to measure and share success with partners and investors.
Turnkey Operations
Reduce costs by using Railsr operations like end user servicing, IVR, SMS/Email, settlement and reconciliation, compliance, and collections.
Risk & Fraud Controls
Leverage sophisticated risk controls and our team of experts to reduce your exposure. We handle credit decisioning, KYC, Risk and Fraud for your risk tolerance.
Offer competitive rates with real time risk based decisioning.
Turnkey Stack
We operate the complexity, so you focus on customer.
Our fully managed platform includes all the integrations and operational processes at scale.
Processor
Bank
Credit facility
Associations
Decision engine
servicing
Collections
Payments
Check lockbox
Adverse actions
Wallets
Bureau reporting
Fraud systems
Compliance systems
Regulation & compliance
Card production
Collatoral fulfillment


Talk to an expert
If you'd like to have a further conversation, have any questions or would like to speak to someone please fill in your details below
Or are you a developer?
Get your API keys and start developing. Supported by our API Docs and Guides you'll have everything you need to begin creating your own embedded finance experiences.